Really Posted June 15, 2009 Share Posted June 15, 2009 I've noticed that best buy and the apple online store allows purchases on credit. Does anyone have experience with the risks involved with this? I've read horror stories from 2003 about best buy not crediting their accounts with their payments, slapping them with late fees, then not being contactable by phone. One of my co-workers has about $3500 in stupid debt from best buy and she pays off about $300 of it each month even though she could pay as little as $50 she said. I make about $1000 a month, pay about $370 in rent. I so want a macbook pro. What to do? Link to comment https://www.insanelymac.com/forum/topic/170816-buying-on-credit/ Share on other sites More sharing options...
xyzzy1973 Posted June 15, 2009 Share Posted June 15, 2009 she said. I make about $1000 a month, pay about $370 in rent. I so want a macbook pro. What to do? So you've got about 600 US$ left for the month. Did you calculate how much money you would have left after paying all your monthly costs - in worst case? Can you be sure to pay at least 100 US$ monthly for your MBP? Even if you lose your job? All that I can say from my point of view is: Save your money until you can afford that MBP. You won't be losing any money for any interest payment and you'll be on the save side in case something happens. Better wait. It's only a computer. Kind regards xyzzy Link to comment https://www.insanelymac.com/forum/topic/170816-buying-on-credit/#findComment-1178010 Share on other sites More sharing options...
JBLanteigne Posted June 19, 2009 Share Posted June 19, 2009 Considering the fact you're on a budget, I would avoid any apple product. This doesn't mean you can't get a good computer with os x on it. I suggest you start saving some cash (like xyzzy said) but during that saving, learn more about osx86 and find the best laptop for you that would support os x. Once you got enough, go for it, you'll save so much (and wait less) and learn much more. Link to comment https://www.insanelymac.com/forum/topic/170816-buying-on-credit/#findComment-1181241 Share on other sites More sharing options...
NicholasJr Posted June 29, 2009 Share Posted June 29, 2009 I want to buy an apple product too. Thanks for all your tips as I am also in a tight budget. Simulation pret Link to comment https://www.insanelymac.com/forum/topic/170816-buying-on-credit/#findComment-1188662 Share on other sites More sharing options...
Nick14 Posted July 1, 2009 Share Posted July 1, 2009 NEVER EVER BUY ANYTHING ON CREDIT If you don't have the money save up for it you can always wait Link to comment https://www.insanelymac.com/forum/topic/170816-buying-on-credit/#findComment-1190193 Share on other sites More sharing options...
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