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So you've got about 600 US$ left for the month. Did you calculate how much money you would have left after paying all your monthly costs - in worst case? Can you be sure to pay at least 100 US$ monthly for your MBP? Even if you lose your job? All that I can say from my point of view is: Save your money until you can afford that MBP. You won't be losing any money for any interest payment and you'll be on the save side in case something happens. Better wait. It's only a computer. Kind regards xyzzy